The Top 10 Cheapest Car Insurance Companies in the U.S.
1. USAA: $1,106
2. Central Insurance: $1,154
3. Travelers: $1,191
4. Auto-Owners: $1,203
5. Country Financial: $1,270
6. Erie Insurance: $1,274
7. Geico: $1,307
8. Nationwide: $1,470
9. Progressive: $1,593
10. State Farm: $1,703
All rates presented are annual averages based on both full and minimum coverage quotes.
Cheapest Car Insurance Rates
To help you find which provider is the most affordable for you, we’ve summarized the lowest-cost companies by coverage and driving profile:
Cheap Car Insurance Category | Cheapest Car Insurance Company (Among National Insurers) | Cheapest Monthly Car Insurance Rate
Minimum Liability | Geico | $52
Full Coverage | Travelers | $141
After a Speeding Ticket | Travelers | $68
After an Accident | Travelers | $74
After a DUI | Travelers | $81
Poor Credit | Geico | $81
Young Drivers | Travelers | $204
Senior Drivers | Geico | $106
Military Members | USAA | $38
Cheapest Car Insurance by State
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The table below showcases the cheapest car insurance rates overall in each state regardless of the coverage level chosen:
Select Your State to Find The Cheapest Car Insurance In Your Area
Cheapest Car Insurance By Coverage
Click each button below to see the cheapest car insurance for both state minimum and full-coverage options:
- Minimum Liability
- Full Coverage
Cheapest Car Insurance by Driver Profile\
Below, you can see the cheapest car insurance rates for different driver profiles:
- Young Drivers (16-25)
- Seniors (65-75)
- Drivers with Poor Credit
- Drivers with DUI/DWI
- Drivers with Recent Accidents
- Drivers with Speeding Tickets